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Listed 27 days ago

4543 Montrose Road

213 - Ascot, Niagara Falls

$537,000

Detached|Backsplit 4
3 | 2 | 5
About this home

MORE THAN MEETS THE EYE! This 4 level backsplit sits on an impressive 50 x 165 ft lot in a central Niagara Falls location, offering plenty of space both inside and out. Step inside to a bright main floor with neutral finishes and plenty of natural light, featuring a comfortable living room that flows into the dining area and galley style kitchen with loads of cabinetry plus additional space for a breakfast nook or casual eating area. Upstairs, the primary bedroom features updated neutral carpeting and a patio door leading to a private covered deck with roll out awning, creating a great spot to enjoy your morning coffee or unwind at the end of the day. Two additional well sized bedrooms and a spacious 4 piece bathroom complete the upper level. The lower level offers a generous rec room with large windows, laminate flooring and a gas fireplace, along with a convenient 3 piece bathroom and direct access to the attached garage. Continue to the lowest level where you'll find a versatile fourth bedroom that could also serve as a home office, playroom or guest space, along with laundry, utilities and additional storage. Outside, the deep lot provides a beautiful backyard with plenty of room to enjoy, while the double wide driveway and attached garage offer ample parking. Conveniently located close to highway access, schools, public transit, shopping and everyday amenities. Notable updates include lower level windows (2020), garage door (2020), front door (2020), electrical panel updated within approximately the last 7 years, dishwasher (2025), window tinting on the front windows and patio door (2025), and exterior parging (2026)

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBacksplit 4
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,184
Lot Size50 ft x 165 ft
mls© NumberX13817636
Listed ByEXP REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,749
Property tax
$349
Heat allowance
$150
Housing costs
$3,247 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,400
25-yr amortization

Income needed

$100,000

gross annual household income

Payment at 4%
$2,260 / mo
Cash down
$107,400

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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