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Listed 24 days ago

31 Caroline Street

Port Hope, Port Hope

$509,900

Detached|1 1/2 Storey
2 | 1 | 3
About this home

Welcome to 31 Caroline Street, a beautifully renovated detached home full of charm and character in the heart of Port Hope. This bright and inviting 2+1 bedroom, 1-bathroom home features refinished hardwood floors, freshly painted, large windows, and tasteful updates from top to bottom. The upgraded kitchen offers premium vintage-style appliances, new luxury vinyl plank flooring, and a warm, stylish feel that blends modern function with classic character. The renovated bathroom features beautiful handmade tiles, while the home also includes upgraded plumbing, a 200-amp electrical panel, professional roof treatment done to protect and restore shingles, brand-new A/C unit and sump pump. The main floor offers an additional bedroom/office space with a separate walkout to the yard, perfect for working from home, guests, or flexible everyday living. The basement features high ceilings, offering excellent storage, future potential, or additional usable space. Outside, enjoy a large, open, private backyard, ideal for entertaining, relaxing, gardening, or letting the dogs run. Located in charming Port Hope, close to local shops, restaurants, trails, schools, and the waterfront, this move-in-ready home is the perfect blend of character, comfort, and modern updates. (Construction across the street is them rebuilding the skating rink and is set to be finished for end of the Month)

Extras

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,611
Lot Size41 ft x 137.85 ft
mls© NumberX13817164
Listed ByRoyal Heritage Realty Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,610
Property tax
$301
Heat allowance
$150
Housing costs
$3,061 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $101,980
25-yr amortization

Income needed

$94,000

gross annual household income

Payment at 4%
$2,146 / mo
Cash down
$101,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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