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Price Change$759,000

402 - 20 Gore Street

14 - Central City East, Kingston

$736,000

Condo Apartment |
2 | 3 | 1 | 1
About this home

Set within one of Kingston's premier downtown waterfront residences, this two storey condominium offers a rare blend of architectural interest and effortless urban living just steps from Lake Ontario. Positioned across the fourth and fifth floors, the suite features two separate entrances and a beautifully designed open staircase that creates a striking connection between levels. The main floor is bright and inviting, with open living and dining areas that enjoy generous natural light. The kitchen provides excellent storage and prep space along with room for casual meals, while a powder room and in suite laundry add everyday practicality. Upstairs, two comfortable bedrooms each enjoy their own private bathroom. A flexible loft space, complete with built in desk and shelving, offers an ideal spot for work, reading, or creative pursuits. Residents benefit from underground parking, a storage locker, guest suite, party room, fitness room, shared outdoor terrace space, and immediate access to Kingston's waterfront paths, parks, restaurants, downtown amenities, and walking distance to Queen's University. The building has undergone significant recent upgrades, including a new roof, updated garages, refreshed decks, enhanced security cameras, and electrical outlets added to every garage space in the north garage-providing convenience and long term peace of mind. This thoughtfully designed two storey residence also presents an excellent investment opportunity, offering strong rental appeal with potential lease income of approximately $2,500 per month. Its desirable layout, prime waterfront location, and proximity to Queen's University and Kingston General Hospital make it an attractive option for both long term tenants and future value growth.

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BrokerHub Inc.
(647) 254-1864
TypeCondo Apartment
Style2-Storey
Approx. Age31-50
Size1600-1799 sq. ft.
Maintenance Fees$1,735
LockerEnsuite
BalconyNone
ExposureWest
Parking TypeUnderground
Parking Spaces1
Parking FeaturesInside Entry, Other, Reserved/Assigned, Unreserved
Property Tax$7,740
mls© NumberX13785180
Listed ByROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Common Elements Included
Building Insurance Included
Parking Included
Water Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,767
Property tax
$645
Heat allowance
$150
Condo fees, half counted
$867
Housing costs
$5,430 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $147,200
25-yr amortization

Income needed

$167,000

gross annual household income

Payment at 4%
$3,097 / mo
Cash down
$147,200

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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