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| Building Insurance Included | |
| Parking Included | |
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402 - 20 Gore Street
14 - Central City East, Kingston
$736,000
Set within one of Kingston's premier downtown waterfront residences, this two storey condominium offers a rare blend of architectural interest and effortless urban living just steps from Lake Ontario. Positioned across the fourth and fifth floors, the suite features two separate entrances and a beautifully designed open staircase that creates a striking connection between levels. The main floor is bright and inviting, with open living and dining areas that enjoy generous natural light. The kitchen provides excellent storage and prep space along with room for casual meals, while a powder room and in suite laundry add everyday practicality. Upstairs, two comfortable bedrooms each enjoy their own private bathroom. A flexible loft space, complete with built in desk and shelving, offers an ideal spot for work, reading, or creative pursuits. Residents benefit from underground parking, a storage locker, guest suite, party room, fitness room, shared outdoor terrace space, and immediate access to Kingston's waterfront paths, parks, restaurants, downtown amenities, and walking distance to Queen's University. The building has undergone significant recent upgrades, including a new roof, updated garages, refreshed decks, enhanced security cameras, and electrical outlets added to every garage space in the north garage-providing convenience and long term peace of mind. This thoughtfully designed two storey residence also presents an excellent investment opportunity, offering strong rental appeal with potential lease income of approximately $2,500 per month. Its desirable layout, prime waterfront location, and proximity to Queen's University and Kingston General Hospital make it an attractive option for both long term tenants and future value growth.
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| Type | Condo Apartment |
| Style | 2-Storey |
| Approx. Age | 31-50 |
| Size | 1600-1799 sq. ft. |
| Maintenance Fees | $1,735 |
| Locker | Ensuite |
| Balcony | None |
| Exposure | West |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Inside Entry, Other, Reserved/Assigned, Unreserved |
| Property Tax | $7,740 |
| mls© Number | X13785180 |
| Listed By | ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,767
- Property tax
- $645
- Heat allowance
- $150
- Condo fees, half counted
- $867
- Housing costs
- $5,430 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$167,000
gross annual household income
- Payment at 4%
- $3,097 / mo
- Cash down
- $147,200
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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