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Otonabee Ward 1, Peterborough
$1,149,900
Welcome to the home that truly has it all. 510 Monaghan Road is simply stunning, offering exceptional waterfront living on the Otonabee River with breathtaking views from almost every room. From the moment you step through the front door, you'll appreciate the pride of ownership showcased through gleaming floors, floor-to-ceiling windows, and beautifully designed living spaces. The impressive kitchen is a showstopper with quartz countertops, built-in appliances, a large island, abundant storage, dining and breakfast areas, all overlooking the backyard and water. The stately fireplaces in both the great room and living room create warm and inviting spaces to relax while enjoying the incredible waterfront views. The main floor also features two spacious bedrooms, both with ensuite bathrooms, including a luxurious primary suite with a custom walk-through closet and heated floors in the 4-piece ensuite, laundry and a 2pb guest bath. The full lower level offers a recreation room, office, den, two additional guest rooms, 4-piece bath, workshop, ample storage, and walk-up access to the backyard. Adding even more versatility is the legal in-law suite with its own separate entrance, kitchen, living area, 4-piece bath, two bedrooms, and private deck. Centrally located with quick access to Hwy 115, amenities, transit, and walking trails, this incredible property also offers direct unobstructed waterfront access with a private dock, sandy bottom, and gradual entry - perfect for swimming and enjoying riverfront living at its finest.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 3000-3500 sq. ft. |
| Property Tax | $8,616 |
| Lot Size | 94.33 ft x 170 ft |
| mls© Number | X13759436 |
| Listed By | Flat Rate Realty Corp. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,886
- Property tax
- $718
- Heat allowance
- $150
- Housing costs
- $6,754 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$208,000
gross annual household income
- Payment at 4%
- $4,839 / mo
- Cash down
- $229,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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