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Listed 1 month ago

13 Cowan Drive

556 - Allanburg/Thorold South, Thorold

$679,000

Detached|Bungalow-Raised
2 | 2 | 4
About this home

Welcome to 13 Cowan Drive, a bright and beautifully maintained raised bungalow with a fully finished basement with a separate entrance, located on a quiet, no-through street, where a true sense of community still thrives. Situated within walking distance from parks, playgrounds, a school and the scenic Welland Canal. The main floor features an open concept layout with an abundance of natural light from large windows and skylights. Here, you will find an inviting living room, a tastefully updated kitchen with solid wood cabinets and granite countertops, a spacious dining room, two generously sized bedrooms, and a breathtaking 4-piece bathroom. The primary bedroom exits directly onto the upper deck, creating a seamless connection to the beautifully landscaped, fully fenced backyard and a spacious lower deck. Fully renovated in 2024, the lower level offers exceptional flexibility, perfect for multi-generational living or a premium in-law suite with a separate entrance. This bright space features high ceilings, durable LVP flooring, a convenient second kitchen and dining area, living room with fireplace, a spa-like bathroom with a premium TOTO bidet, and a third spacious bedroom. Complete with an attached garage, this thoughtfully updated turn-key home offers the perfect blend of comfort, flexibility and unmatched community living.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$4,086
Lot Size50.1 ft x 134.5 ft
mls© NumberX13750592
Listed ByZOLO REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,475
Property tax
$341
Heat allowance
$150
Housing costs
$3,966 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,800
25-yr amortization

Income needed

$122,000

gross annual household income

Payment at 4%
$2,857 / mo
Cash down
$135,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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