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556 - Allanburg/Thorold South, Thorold
$679,000
Welcome to 13 Cowan Drive, a bright and beautifully maintained raised bungalow with a fully finished basement with a separate entrance, located on a quiet, no-through street, where a true sense of community still thrives. Situated within walking distance from parks, playgrounds, a school and the scenic Welland Canal. The main floor features an open concept layout with an abundance of natural light from large windows and skylights. Here, you will find an inviting living room, a tastefully updated kitchen with solid wood cabinets and granite countertops, a spacious dining room, two generously sized bedrooms, and a breathtaking 4-piece bathroom. The primary bedroom exits directly onto the upper deck, creating a seamless connection to the beautifully landscaped, fully fenced backyard and a spacious lower deck. Fully renovated in 2024, the lower level offers exceptional flexibility, perfect for multi-generational living or a premium in-law suite with a separate entrance. This bright space features high ceilings, durable LVP flooring, a convenient second kitchen and dining area, living room with fireplace, a spa-like bathroom with a premium TOTO bidet, and a third spacious bedroom. Complete with an attached garage, this thoughtfully updated turn-key home offers the perfect blend of comfort, flexibility and unmatched community living.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,086 |
| Lot Size | 50.1 ft x 134.5 ft |
| mls© Number | X13750592 |
| Listed By | ZOLO REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,475
- Property tax
- $341
- Heat allowance
- $150
- Housing costs
- $3,966 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$122,000
gross annual household income
- Payment at 4%
- $2,857 / mo
- Cash down
- $135,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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