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Baltimore, Hamilton Township
$849,000
Welcome to Baltimore! Set on a beautifully landscaped, tree-lined lot just minutes from Cobourg and Hwy 401, this well-maintained all-brick bungalow offers over 2,500 sq. ft. of finished living space, exceptional flexibility, and impressive outdoor amenities. The bright main level is designed for comfortable everyday living, featuring a spacious living room, formal dining area, sun-filled eat-in kitchen, 2 bedrooms, and 3 full bathrooms, including a private 3-piece ensuite off the primary bedroom. The thoughtful layout offers great flow for both entertaining and family life, while large windows fill the home with natural light. Downstairs, the finished lower level provides incredible additional living space with a large family room, separate rec room, den or potential 3rd bedroom, convenient 2-piece bathroom, laundry area, abundant storage, and a relaxing sauna-perfect for unwinding after a long day. Whether you're accommodating guests, working from home, pursuing hobbies, or simply looking for room to spread out, this versatile lower level offers endless possibilities. Step outside to enjoy a private backyard retreat surrounded by mature trees and established landscaping. The expansive deck creates the perfect setting for summer barbecues, morning coffee, or relaxing evenings, while multiple storage sheds provide plenty of space for tools and seasonal equipment. A rare bonus for car enthusiasts, hobbyists, tradespeople, or entrepreneurs, the property features both an attached double garage and an impressive detached 30' x 20' workshop/garage-ideal for projects, storage, recreational vehicles, or home-based business needs. Combining small-town charm, generous living space, and outstanding utility both inside and out, this is a fantastic opportunity to enjoy peaceful Northumberland living, just minutes from amenities, schools, and commuter routes.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,100 |
| Lot Size | 137.8 ft x 209.65 ft |
| mls© Number | X13744594 |
| Listed By | Re/Max Hallmark First Group Realty Ltd. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,346
- Property tax
- $425
- Heat allowance
- $150
- Housing costs
- $4,921 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$151,000
gross annual household income
- Payment at 4%
- $3,573 / mo
- Cash down
- $169,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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