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Listed 2 months ago

45 Albert Street

768 - Welland Downtown, Welland

$349,900

Detached|Bungalow
2 | 1 | 2
About this home

Welcome to this beautifully updated 2-bedroom, 1.5-bathroom bungalow - the perfect opportunity for a first-time buyer seeking a move-in ready home at an attainable price point. Featuring a modernized kitchen, fresh flooring throughout, and a finished basement with a powder room, this home is truly turnkey.A separate side entrance adds exciting potential for an in-law suite or additional income. Low maintenance inside and out, this is effortless living at its best.Located steps from Merritt Park and the iconic Welland Canal, and within the catchment of Plymouth Public School - one of only 31 schools in Ontario to receive a perfect 10/10 Fraser Institute rating in 2025. With Highway 406 close by and Niagara Falls, St. Catharines, and Thorold all minutes away, convenience comes standard.Don't miss your chance to own in one of Niagara's most up-and-coming communities!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,615
Lot Size30 ft x 80.5 ft
mls© NumberX13731312
Listed ByHOUSESIGMA INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,791
Property tax
$218
Heat allowance
$150
Housing costs
$2,159 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $69,980
25-yr amortization

Income needed

$66,000

gross annual household income

Payment at 4%
$1,472 / mo
Cash down
$69,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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