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Price Change$799,000

12 Silver Birch Circle

McKellar, McKellar

$739,000

Detached|Bungalow
2 | 1 | 10
About this home

Fully furnished four season cottage on municipal paved road with 165 feet of Lake Manitouwabing deep water shoreline on a well treed private property. This loved and looked after family cottage features a beautiful kitchen, a Murphy bed in the main room, large front deck and over hang roof extending the cottage seasons. There are glass railings on the cottage deck and at the water allowing everyone to enjoy the view. Spend time at the gorgeous granite firepit down at the lake enjoying those cottage nights. There is a large and small shed providing great additional storage. Boat to many of the lake's destinations such as The Manitou Ridge Golf Club with lakeside restaurant, The Manitouwabing Outpost, or either Marina, Glenwood or Tait's Landing.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$1,983
Lot Size165 ft x 490 ft
mls© NumberX13683862
Listed ByRE/MAX Parry Sound Muskoka Realty Ltd

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,783
Property tax
$165
Heat allowance
$150
Housing costs
$4,098 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $147,800
25-yr amortization

Income needed

$126,000

gross annual household income

Payment at 4%
$3,110 / mo
Cash down
$147,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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