280 ST ANDREW Street
4002 - Lower Town, Lower Town - Sandy Hill
$649,000
A rare affordable single family opportunity for first time buyer! Best Location and Beautiful Area! Steps to King Edward Park, Stanley Park, Rideau River, Parliament Hill, Museums, Art Gallery, Famous Byward Market, University of Ottawa and Global Affairs and many attractions! This century old home features generous main floor living space including Living room, Dinning Area, and a kitchen with sunny breakfast area overlooking the private yard. Convenient main floor powder room and laundry The upper level features a Den with skylight as well as two generous sized bedrooms and full bath. Eavestrough(2023), Furnace (2023), Heat pump (2023),Washer and Dryer(2022), Range (2022), Freezer (2024) , Fence (2024) and a lot of changes! This property offers a private rear yard and two car parking. Zoning allows for many development opportunities also!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,362 |
| Lot Size | 40.23 ft x 71.4 ft |
| mls© Number | X13679180 |
| Listed By | BAY STREET GROUP INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,322
- Property tax
- $447
- Heat allowance
- $150
- Housing costs
- $3,919 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$121,000
gross annual household income
- Payment at 4%
- $2,731 / mo
- Cash down
- $129,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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