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, Waterloo
$800,000
Welcome to this stunning, extensively renovated older home offering exceptional versatility, character, and modern living. With over $300,000 in renovations, this property has been thoughtfully transformed and is currently configured as two completely separate, beautifully finished units-perfect for an investor, multi-generational living, or an owner looking for a mortgage helper. The main-floor unit features two bedrooms, including an impressive oversized primary bedroom. The bright and spacious living room is filled with natural light, large eat-in kitchen. A renovated three-piece bathroom with walk-in shower. The upper unit is truly spectacular, offering two bedrooms plus a versatile front den that would make an ideal home office, reading room, or additional living space. The soaring vaulted ceiling and glass detail surrounding the top of the staircase create a dramatic and open feel. The bright eat-in kitchen features an island and overlooks the spacious living room, with an additional area that could be used as an office, sitting room, or flex space. The upper level also boasts a beautifully renovated three-piece bathroom with a large walk-in shower. With an abundance of windows on both sides of the main space and pot lighting make this space exceptionally bright and welcoming. ***For those looking for a single-family home, the current layout can easily be converted back. Simply remove one wall in the main-floor living room, and the main-floor bedroom can be transformed back into a dining room, restoring a spacious traditional family-home layout. Outside, you'll find a large concrete driveway with parking for up to six vehicles, plus a double detached garage offering excellent parking, storage, and workspace options. Located close to highways, shopping, restaurants, schools, transit, and all amenities, this remarkable home offers the perfect combination of extensive renovations, flexible living arrangements, and an incredible location.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 2000-2500 sq. ft. |
| Property Tax | $5,686 |
| Lot Size | 55 ft x 118 ft |
| mls© Number | X13677504 |
| Listed By | ENGEL & VOLKERS TORONTO CENTRAL |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,095
- Property tax
- $474
- Heat allowance
- $150
- Housing costs
- $4,719 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$145,000
gross annual household income
- Payment at 4%
- $3,367 / mo
- Cash down
- $160,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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