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South Y, London South
$485,500
Welcome to 98 Surrey Street in London, Ontario! This spacious 3+1 bedroom, 2-bathroom, four-level backsplit offers a versatile layout with plenty of room for family living and entertaining. The home features three comfortable bedrooms plus an additional bedroom on the lower level, providing flexibility for guests, a home office, or family needs. The lowest level is unfinished and provides excellent storage space, with potential for future development. A great opportunity for buyers seeking a spacious home with a practical layout and room to make it their own.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,420 |
| Lot Size | 45 ft x 100 ft |
| mls© Number | X13671426 |
| Listed By | SUTTON GROUP PREFERRED REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,485
- Property tax
- $285
- Heat allowance
- $150
- Housing costs
- $2,920 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$90,000
gross annual household income
- Payment at 4%
- $2,043 / mo
- Cash down
- $97,100
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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