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Listed 2 months ago

20 Kensington Avenue

Colborne, Cramahe

$769,900

Detached|2-Storey
4 | 2 | 6
About this home

Character-filled red brick home offering a family-friendly layout with four bedrooms and generous principal living spaces, set on a park-like in-town lot. The bright front entrance features high ceilings and charming original details, including wide baseboards and trim, a wood banister, and a detailed newel post. The living room showcases built-ins with detailed millwork and French Doors that open into the dining room, complete with chair rail and a spacious layout ideal for large family gatherings. The eat-in kitchen provides ample counter and cabinet space along with a tile backsplash, while the cozy main-level family room features exposed brick for added warmth and character. A sunroom with a vaulted wood-clad ceiling offers a peaceful retreat with a walkout to the backyard. Completing the level is a full bathroom and a convenient main-level laundry room. Upstairs, four well-appointed bedrooms are complemented by a full bathroom, offering space for growing families or guests. Outside, enjoy a spacious in-town lot with a detached garage and carport, a deck surrounded by an extensive patio, and plenty of green space enhanced by mature trees and gardens. Located just steps from a public elementary school, close to amenities, and with easy access to Highway 2 and the 401, this home blends character, space, and convenience.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$4,022
Lot Size124 ft x 0 ft
mls© NumberX13656764
Listed ByRE/MAX HALLMARK FIRST GROUP REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,941
Property tax
$335
Heat allowance
$150
Housing costs
$4,426 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $153,980
25-yr amortization

Income needed

$136,000

gross annual household income

Payment at 4%
$3,240 / mo
Cash down
$153,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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