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Cardiff Ward, Highlands East
$915,000
Welcome to this beautifully maintained and thoughtfully upgraded waterfront walk-out raised bungalow offering approximately 1835 sq. ft. of finished living space, tucked into a peaceful bay on Paudash Lake. Extensive landscaping makes this property a standout, featuring a striking 125-foot boulder wall with fresh mulch and gardens. Stunning armour stone and river rock lead to 247 feet of waterfront and a private 12' x 16' cedar dock with aluminum frame - perfect for breathtaking sunrises and sunsets. Three outbuildings (2023) with solar lighting and metal roofs provide excellent space for storage, hobbies, or entertaining. Inside, a tranquil sunroom overlooks the lake with weatherproof finishes and an electric fireplace for year-round comfort. Custom ash window casings frame recently replaced windows throughout the carpet-free main level. The modernized kitchen offers high-end appliances and flows into a spacious pantry/laundry room with built-in cabinetry. The sun-filled primary bedroom features heated engineered hardwood, a walk-in closet, and a renovated 3-piece ensuite with heated floors. The open-concept living and dining area showcases hardwood flooring and a WETT-certified stunning fieldstone wood-burning fireplace insert (2024). A man door leads to the insulated, heated two-car garage with thoughtfully planned built-in storage. An updated 3-piece bath and generous second bedroom complete the main level. The finished lower level walks out to a covered stamped concrete porch at the lake and includes a large workshop with sink, floor-to-ceiling cabinetry, and a propane fireplace (2019) with separate thermostat. Additional updates: split heating/cooling (2023), roof (2015), windows (2020), propane furnace (2019), well pump and pressure tank (2025), front door (2022), Hot Water Tank (2026).Propane hook-up to BBQ location on porch and more.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 31-50 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,011 |
| Lot Size | 247 ft x 105 ft |
| mls© Number | X13626522 |
| Listed By | RE/MAX Rouge River Realty Ltd. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,683
- Property tax
- $334
- Heat allowance
- $150
- Housing costs
- $5,168 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$159,000
gross annual household income
- Payment at 4%
- $3,850 / mo
- Cash down
- $183,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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