| Common Elements Included | |
| Building Insurance Included | |
| Parking Included |



























44 - 40 Silvercreek Parkway N
Junction/Onward Willow, Guelph
$485,000
HELP FOR 1ST TIME HOMEBUYERS: 1 YEAR OF CONDO FEES INCLUDED IN PRICE. Cozy, sunny and move-in ready townhouse with 2+1 bedrooms. Compared to others - this kitchen offers lots of counter space, drawers and storage, the primary bedroom will fit a king size bed, the bathroom has a tub for soaking, the basement is finished and clean and the backyard is gated, pretty and private. The condo fee is lower than most others and the windows are newer - you don't hear the traffic. Recent upgrades: washing machine, owned & larger hot water tank, central A/C (2021), duct cleaning (2025). Most of the furniture is also available for purchase - so you could move in to a furnished home! Bonus: Xmas tree in your yard, kids' playground on property and fantastic neighbours. Very close to shopping, community centre, bus, parks and the beautiful downtown Guelph with GO train to union station in Toronto.
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| Type | Condo Townhouse |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 900-999 sq. ft. |
| Maintenance Fees | $351 |
| Locker | None |
| Balcony | None |
| Exposure | East West |
| Parking Type | None |
| Parking Spaces | 1 |
| Parking Features | Reserved/Assigned |
| Property Tax | $2,705 |
| mls© Number | X13624698 |
| Listed By | eXp Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,482
- Property tax
- $225
- Heat allowance
- $150
- Condo fees, half counted
- $176
- Housing costs
- $3,033 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$93,000
gross annual household income
- Payment at 4%
- $2,041 / mo
- Cash down
- $97,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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