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Listed 1 month ago

44 - 40 Silvercreek Parkway N

Junction/Onward Willow, Guelph

$485,000

Condo Townhouse |
2 | 1 | 1 | 0
About this home

HELP FOR 1ST TIME HOMEBUYERS: 1 YEAR OF CONDO FEES INCLUDED IN PRICE. Cozy, sunny and move-in ready townhouse with 2+1 bedrooms. Compared to others - this kitchen offers lots of counter space, drawers and storage, the primary bedroom will fit a king size bed, the bathroom has a tub for soaking, the basement is finished and clean and the backyard is gated, pretty and private. The condo fee is lower than most others and the windows are newer - you don't hear the traffic. Recent upgrades: washing machine, owned & larger hot water tank, central A/C (2021), duct cleaning (2025). Most of the furniture is also available for purchase - so you could move in to a furnished home! Bonus: Xmas tree in your yard, kids' playground on property and fantastic neighbours. Very close to shopping, community centre, bus, parks and the beautiful downtown Guelph with GO train to union station in Toronto.

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Got questions?

Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeCondo Townhouse
Style2-Storey
Approx. AgeNot available
Size900-999 sq. ft.
Maintenance Fees$351
LockerNone
BalconyNone
ExposureEast West
Parking TypeNone
Parking Spaces1
Parking FeaturesReserved/Assigned
Property Tax$2,705
mls© NumberX13624698
Listed ByeXp Realty
Common Elements Included
Building Insurance Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,482
Property tax
$225
Heat allowance
$150
Condo fees, half counted
$176
Housing costs
$3,033 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $97,000
25-yr amortization

Income needed

$93,000

gross annual household income

Payment at 4%
$2,041 / mo
Cash down
$97,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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Comparable sales

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