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Listed 3 months ago

881 Ludgate Crescent

37 - South of Taylor-Kidd Blvd, Kingston

$655,000

Detached|Sidesplit 4
4 | 3 | 6
About this home

Size matters when you have a growing family, this expansive four-level side split pairs structural peace of mind with over 2,700 square feet of total living space, including 1,910square feet above grade. Most of the major, high-ticket updates are already complete following a comprehensive timeline of continuous improvements from 2013 to present. These include a durable steel roof, high-efficiency triple-pane windows, exterior doors, central air, updated flooring, modernized kitchen cabinets/appliances, and a beautifully updated bathroom. Inside, the incredibly spacious layout offers four bedrooms, three bathrooms, with a highly convenient main-floor laundry room. On the middle level, a cozy family room anchored by a wood-burning fireplace features a seamless walk-out to a pet friendly, pool-sized backyard. The attached true double-car garage with backyard and interior access doors, is big enough for all of your projects and leads out to a double wide driveway that can easily park four large vehicles. Ready for your final cosmetic choices, this high-potential home sits in a prime location just minutes from schools, shopping, places of worship, and major bus routes.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleSidesplit 4
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$5,183
Lot Size60 ft x 110 ft
mls© NumberX13617690
Listed ByRE/MAX FINEST REALTY INC., BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,353
Property tax
$432
Heat allowance
$150
Housing costs
$3,934 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $131,000
25-yr amortization

Income needed

$121,000

gross annual household income

Payment at 4%
$2,756 / mo
Cash down
$131,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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