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Listed 1 month ago

426 Hidden Creek Drive

, Kitchener

$1,099,888

Detached|2-Storey
3 | 4 | 5
About this home

Welcome to 426 Hidden Creek Drive, where exceptional outdoor living meets incredible flexibility in one of Waterloo's most sought-after neighbourhoods! Perfect for multigenerational families or buyers looking for mortgage-helping potential, this is the home you've been waiting for. Set on a pie-shaped lot, this beautifully maintained 4-bedroom, 4-bathroom home offers a private, sun-filled backyard with a spacious multi-level deck, mature trees, and plenty of room to relax, entertain, or let the kids play. Inside, the bright open-concept main floor is filled with natural light and designed for everyday family living. The finished lower level is a standout feature, complete with a separate entrance, second kitchen, bedroom, full bathroom, and even the potential to create a second bedroom-making it ideal for multigenerational living, an in-law suite, extended family, or future income potential to help offset your mortgage. Parking for up to five vehicles and a fantastic location close to schools, parks, trails, shopping, universities, and commuter routes complete this exceptional opportunity. A home that truly grows with your family! Home Improvements & Updates: 2002 (driveway, backyard stairs added), 2003 (basement drywall completed), 2004 (basement carpet and tile), 2007 (main floor carpet replaced), 2008 (furnace room tile), 2009 (custom shed on a concrete slab), 2010 (basement kitchen added, sump pump replaced, backyard fenced), 2012 (roof replaced), 2017 (water softener replaced, EV charging outlets), 2018 (main floor windows/exterior doors), 2019 (new rental water heater), 2020 (furnace and central air conditioner), 2022 (main kitchen renovated, new main floor refrige), 2024 (lower-level bathroom renovated, in-floor heating), 2025 (children's backyard set), 2026 (upper floor windows/exterior door, oversized eavestroughs/ additional downspouts installed. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$6,404
Lot Size37.78 ft x 147.29 ft
mls© NumberX13609310
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,630
Property tax
$534
Heat allowance
$150
Housing costs
$6,313 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $219,978
25-yr amortization

Income needed

$194,000

gross annual household income

Payment at 4%
$4,629 / mo
Cash down
$219,978

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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