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, Kitchener
$1,099,888
Welcome to 426 Hidden Creek Drive, where exceptional outdoor living meets incredible flexibility in one of Waterloo's most sought-after neighbourhoods! Perfect for multigenerational families or buyers looking for mortgage-helping potential, this is the home you've been waiting for. Set on a pie-shaped lot, this beautifully maintained 4-bedroom, 4-bathroom home offers a private, sun-filled backyard with a spacious multi-level deck, mature trees, and plenty of room to relax, entertain, or let the kids play. Inside, the bright open-concept main floor is filled with natural light and designed for everyday family living. The finished lower level is a standout feature, complete with a separate entrance, second kitchen, bedroom, full bathroom, and even the potential to create a second bedroom-making it ideal for multigenerational living, an in-law suite, extended family, or future income potential to help offset your mortgage. Parking for up to five vehicles and a fantastic location close to schools, parks, trails, shopping, universities, and commuter routes complete this exceptional opportunity. A home that truly grows with your family! Home Improvements & Updates: 2002 (driveway, backyard stairs added), 2003 (basement drywall completed), 2004 (basement carpet and tile), 2007 (main floor carpet replaced), 2008 (furnace room tile), 2009 (custom shed on a concrete slab), 2010 (basement kitchen added, sump pump replaced, backyard fenced), 2012 (roof replaced), 2017 (water softener replaced, EV charging outlets), 2018 (main floor windows/exterior doors), 2019 (new rental water heater), 2020 (furnace and central air conditioner), 2022 (main kitchen renovated, new main floor refrige), 2024 (lower-level bathroom renovated, in-floor heating), 2025 (children's backyard set), 2026 (upper floor windows/exterior door, oversized eavestroughs/ additional downspouts installed. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 16-30 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $6,404 |
| Lot Size | 37.78 ft x 147.29 ft |
| mls© Number | X13609310 |
| Listed By | REAL BROKER ONTARIO LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,630
- Property tax
- $534
- Heat allowance
- $150
- Housing costs
- $6,313 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$194,000
gross annual household income
- Payment at 4%
- $4,629 / mo
- Cash down
- $219,978
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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