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Price Change$634,900

31 Gerrard Street

South F, London South

$614,900

Detached|2-Storey
3 | 2 | 5
About this home

Century brick home with a garage in Old South. 3-bedroom, 2-bathroom two story on a tree lined street in one of London, Ontario's most established neighbourhoods. Inside, natural light fills the living room, the dining room's bay window makes space for long dinners, and the kitchen comes equipped with the fridge, stove, and dishwasher included. Cabinets repainted in 2026. Upstairs are three bedrooms - including a generously sized primary & a 4 piece bath, alongside a den for morning coffee or the work from home desk. The finished lower level adds a rec room for movie nights, an exercise room, a second 4 piece bath, and laundry with the washer and dryer included. Forced air gas heat and central air keep this century home comfortable year round. Stepping outside you will enjoy a fully fenced yard and a detached garage. Schools are within walking distance: A neighbourhood voted one of Canadas best comes packed with parks and trails. Heading down to Wortley Village is a short stroll for coffee, patios, and local shops. Downtown London and the VIA Rail station are within walking distance with Victoria Hospital a few minutes away.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$4,442
Lot Size40.1 ft x 100.05 ft
mls© NumberX13568560
Listed ByKELLER WILLIAMS LIFESTYLES

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,147
Property tax
$370
Heat allowance
$150
Housing costs
$3,668 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $122,980
25-yr amortization

Income needed

$113,000

gross annual household income

Payment at 4%
$2,588 / mo
Cash down
$122,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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