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Listed 2 months ago

95 Templeton Street

4004 - Sandy Hill, Lower Town - Sandy Hill

$1,325,000

Detached|3-Storey
6 | 4 | 4
About this home

Discover an outstanding opportunity to own a truly versatile property in the heart of Ottawa. Perfectly positioned close to the University of Ottawa, downtown, the Rideau River, Highway 417, transit, shopping, restaurants, and countless amenities, this property offers exceptional convenience and long-term value.The spacious main residence spans four finished levels and features six generous bedrooms and four full bathrooms, making it an excellent option for large families, multi-generational living, or those seeking strong rental income. Its thoughtful layout, complete with multiple staircases and lower-level laundry, provides flexibility for a variety of living arrangements.Adding to the appeal is a fully self-contained legal coach house completed in 2023. This modern studio suite offers open-concept living with a stylish three-piece bathroom, creating an ideal mortgage helper or additional rental opportunity.The oversized driveway accommodates up to four vehicles, further enhancing the property's income potential. With multiple rental options available, investors will appreciate the impressive cash flow possibilities, while families will enjoy the abundance of space in an unbeatable central location.Major improvements include a legal coach house conversion (2023), renovated kitchen and bathrooms (2022), new driveway (2024), roof (2017), and gas furnace (2015), allowing the next owner to move in with confidence.Whether you're expanding your investment portfolio or searching for a home that offers flexibility for years to come, this unique property delivers exceptional value in one of Ottawa's most desirable urban neighbourhoods.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style3-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$8,497
Lot Size37 ft x 75.75 ft
mls© NumberX13539658
Listed ByCENTURY 21 SYNERGY REALTY INC

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,782
Property tax
$708
Heat allowance
$150
Housing costs
$7,640 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $265,000
25-yr amortization

Income needed

$235,000

gross annual household income

Payment at 4%
$5,576 / mo
Cash down
$265,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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