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Listed 3 months ago

12 Fern Gate

662 - Fonthill, Pelham

$949,900

Detached|Bungalow-Raised
3 | 3 | 0
About this home

Two Kitchens. Four Bedrooms. One Roof for the Whole Family. 12 Fern Gate is built for the family that needs space to spread out - and the layout to make it work. Proudly owned and meticulously maintained by the original owner, a feature that's becoming harder to find. This 3+1 bedroom, 2.5-bath home offers 1,818 sq. ft. above grade with a finished lower level complete with a fully equipped second kitchen making it ideal for growing or multi-generational families, creating flexible space for extended family, guests, or independent living. Major mechanical updates include a new furnace (2024) and owned hot water tank (2020), giving buyers confidence where it matters most. The finishes reflect a timeless style, offering a solid foundation to enjoy as-is or personalize over time. Set on a 148 ft x 60 ft lot in one of Pelham's most sought-after neighbourhoods, you'll enjoy excellent schools, nearby parks, and the charm of small-town living with everyday amenities just minutes away. If you've been waiting for a home with generous space, and the opportunity to make it your own, this is one worth seeing.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$6,709
Lot Size60 ft x 148.03 ft
mls© NumberX13538964
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,862
Property tax
$559
Heat allowance
$150
Housing costs
$5,571 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $189,980
25-yr amortization

Income needed

$171,000

gross annual household income

Payment at 4%
$3,997 / mo
Cash down
$189,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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