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Listed 3 months ago

2839 Peter Street

Baltimore, Hamilton Township

$609,000

Detached|Bungalow
3 | 2 | 6
About this home

Welcome Home To This Wonderful Property! A Rare Offering in One of The Best Locations in Northumberland County. Close to the Beautiful, Desirable Area of Baltimore and a Short 10 Min. Drive To Cobourg. This "No-Exit" Rd. Property Has That Country Feel With Extra-Low Traffic, a Wonderful .35 Acre, Private and Fenced Backyard Lot, and A Brand New Carport Just Completed September 2026! The Main Floor Offers a Well-Appointed Kitchen & Dining with a Sunny Window View to The West, 3 Bedrooms, 1 Full Bathroom, Sitting/Living Room With Walk-Out to Gazebo and Hot Tub. Venture Downstairs to the Large Rec Room Featuring A Cozy and Efficient Natural Gas Fireplace and Enough Space to Build a 4th (Large) Bedroom if Desired, as Well as Another 1/2 Bath and Tons of Storage Space & Laundry Room. A Myriad of Potential for the First Time Buyer To Get In The Market. Gleaming Metal Roof, Generator and Panel & Fibre Optic Internet Available Round Out The Pretty Picture and Great Value. Wonderful Schools, Parks, Rec-Centre/Arena also Not Far Away! Leaf-Guard Eaves troughing also, a Great Feature. New Porch built August 2026! This Property is Adjacent to a Creek/Ravine at the End of The Street. A Short drive to Highway 401, Lake Ontario, and the Lovely Town of Cobourg (and it's gorgeous beach!) and Everything it Has to Offer. So Much to Appreciate.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age31-50
Size700-1100 sq. ft.
Property Tax$2,460
Lot Size115.08 ft x 150.13 ft
mls© NumberX13526406
Listed ByRE/MAX HALLMARK EASTERN REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,117
Property tax
$205
Heat allowance
$150
Housing costs
$3,472 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $121,800
25-yr amortization

Income needed

$107,000

gross annual household income

Payment at 4%
$2,563 / mo
Cash down
$121,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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