138 GLASGOW Street
, Kitchener
$499,000
Welcome to 138 Glasgow St, Kitchener, a fully renovated 1,350 sq ft home sitting on a rare 40 x 120 ft lot - deep enough for future laneway house potential . The side door entrance allows for a separate basement access, creating an excellent opportunity to add rental income through a basement unit. Located just steps from Belmont Village, you'll enjoy local favourites like The Bauer Kitchen, Café Pyrus Outpost, Sobeys, and William's, and you're only minutes to Victoria Park, Westmount Golf & Country Club, and the Iron Horse Trail for walking and biking. Westmount Public School is within walking distance, and the Google Waterloo office is a quick commute away - making this an ideal investment property for cash flow, future development, or both.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,921 |
| Lot Size | 40 ft x 120 ft |
| mls© Number | X13498688 |
| Listed By | HOMELIFE LANDMARK REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,554
- Property tax
- $327
- Heat allowance
- $150
- Housing costs
- $3,031 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$93,000
gross annual household income
- Payment at 4%
- $2,100 / mo
- Cash down
- $99,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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