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696 Josephine Street N

Wingham, North Huron

$889,000

Detached|Sidesplit
4 | 3 | 12
About this home

Let's be honest - finding a property that checks every single box feels basically impossible. But 696 Josephine Street North just might be the exception. Sitting on 2.5 acres just outside Wingham, this 2,700 square foot side-split is the kind of place that makes you stop scrolling and actually book a showing.The layout just makes sense. With 4 bedrooms and 3 bathrooms spread across a smart split-level floor plan, there's room for everyone - whether that's a growing family, a dedicated home office setup, or that guest room you've always promised out-of-town friends. The covered front patio is giving main character energy, framed by gorgeous mature trees that make the whole property feel like your own private retreat. Now let's talk about the garage situation - because yes, it's a 4-car garage, and yes, it's as good as it sounds. But the real plot twist? There's also a massive commercial-grade shop with 3 transport-height bays out back. Work from home just got a serious upgrade. Whether you're running a business, housing equipment, or finally have space for every passion project you've been putting off, this shop is a total game changer.Rural living doesn't mean giving anything up here - Wingham's shops, schools, and community are just minutes away, so you get the acreage and the convenience.This is the move. Don't sleep on it. Call your REALTOR today.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleSidesplit
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$6,014
Lot Size200.04 ft x 599.11 ft
mls© NumberX13190210
Listed ByRE/MAX Land Exchange Ltd

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,550
Property tax
$501
Heat allowance
$150
Housing costs
$5,201 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $177,800
25-yr amortization

Income needed

$160,000

gross annual household income

Payment at 4%
$3,741 / mo
Cash down
$177,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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