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South S, London South
$639,999
Discover the perfect blend of comfort and versatility in this charming all brick side-split home, 398 MILLBANK DRIVE is ideally situated steps away from the lush trails of Westminster Ponds Conservation Area. This property offers a unique opportunity for multi-generational living or potential rental income, featuring a fully finished basement with a separate entrance and in-law suite capability. The main level welcomes you with a bright, carpet-free interior and open-concept kitchen with quartz countertops, a dining and family room enhanced by stylish California shutters. The heart of the home is a cozy living room space anchored by a natural gas fireplace, perfect for relaxing evenings. Upstairs, you will find three well-appointed bedrooms also enhanced by stylish California shutters and the convenience of upper-level stacked laundry. Step outside to your private, landscaped backyard oasis. Hosting on the concrete patio provides clear views of the nearby greenbelt and provides a peaceful retreat. A sunroom with full glass walls creates a bright, open space that seamlessly connects the indoors with the outdoors. The epoxy flooring provides a sleek, durable surface that is easy to maintain and resistant to wear, making it ideal for high-traffic seasonal use. The property includes a detached garage and ample private parking for up to five vehicles, plus a large shed for extra storage. Location is everything here. You are within easy walking distance to several top-rated schools, making morning routines a breeze. Daily errands are simple with a variety of grocery stores and convenience shops just a short drive away, and nearby hospitals are easily accessible. Combining a prime location with flexible living spaces and modern updates, this home is ready to welcome its next owners. Experience the best of suburban living in a home that truly has it all.
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| Type | Detached |
| Style | Sidesplit |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,487 |
| Lot Size | 65 ft x 108.69 ft |
| mls© Number | X13078470 |
| Listed By | CENTURY 21 FIRST CANADIAN CORP |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,276
- Property tax
- $291
- Heat allowance
- $150
- Housing costs
- $3,716 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$114,000
gross annual household income
- Payment at 4%
- $2,693 / mo
- Cash down
- $128,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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