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East M, London East
$498,900
If this one slipped past you before, now's your chance. This charming 1.5-storey home on a quiet, mature street has had some fresh love poured into it - and it shows the moment you walk through the door. New main-floor flooring and a fresh coat of paint throughout give the interior a clean, bright feel that makes the space feel move-in ready from day one. The comfortable flow from the living room into the dining room is perfect for family dinners or a laid-back night in, and the updated kitchen - with its white cabinetry, subway tile backsplash, and generous prep space - is ready for everything from quick weekday meals to weekend entertaining. A main-floor bathroom and practical layout keep everyday life running smoothly. Head upstairs and you'll find three bedrooms offering just the right fit for a growing family, a home office, or space for guests. Out back, the generous yard with mature trees is a natural gathering spot - great for kids, pets, and summer get-togethers. The standout 17' x 34' detached garage delivers serious storage, workshop, or multi-vehicle potential, and the paved driveway handles parking without a second thought. Zoned R2-2 Residential Commercial, this property also carries real flexibility for buyers with a longer-term vision. Close to transit, schools, shopping, and everyday amenities - it's all just minutes away. Whether you're a first-time buyer, a young family, or an investor looking for solid value, 1098 Frances Street is worth another look. Some homes just feel right - this is one of them
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,582 |
| Lot Size | 34 ft x 131 ft |
| mls© Number | X13076814 |
| Listed By | Century 21 Heritage House Ltd Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,554
- Property tax
- $215
- Heat allowance
- $150
- Housing costs
- $2,919 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$90,000
gross annual household income
- Payment at 4%
- $2,099 / mo
- Cash down
- $99,780
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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