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Listed 4 months ago

1098 Frances Street

East M, London East

$498,900

Detached|1 1/2 Storey
3 | 1 | 5
About this home

If this one slipped past you before, now's your chance. This charming 1.5-storey home on a quiet, mature street has had some fresh love poured into it - and it shows the moment you walk through the door. New main-floor flooring and a fresh coat of paint throughout give the interior a clean, bright feel that makes the space feel move-in ready from day one. The comfortable flow from the living room into the dining room is perfect for family dinners or a laid-back night in, and the updated kitchen - with its white cabinetry, subway tile backsplash, and generous prep space - is ready for everything from quick weekday meals to weekend entertaining. A main-floor bathroom and practical layout keep everyday life running smoothly. Head upstairs and you'll find three bedrooms offering just the right fit for a growing family, a home office, or space for guests. Out back, the generous yard with mature trees is a natural gathering spot - great for kids, pets, and summer get-togethers. The standout 17' x 34' detached garage delivers serious storage, workshop, or multi-vehicle potential, and the paved driveway handles parking without a second thought. Zoned R2-2 Residential Commercial, this property also carries real flexibility for buyers with a longer-term vision. Close to transit, schools, shopping, and everyday amenities - it's all just minutes away. Whether you're a first-time buyer, a young family, or an investor looking for solid value, 1098 Frances Street is worth another look. Some homes just feel right - this is one of them

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$2,582
Lot Size34 ft x 131 ft
mls© NumberX13076814
Listed ByCentury 21 Heritage House Ltd Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,554
Property tax
$215
Heat allowance
$150
Housing costs
$2,919 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,780
25-yr amortization

Income needed

$90,000

gross annual household income

Payment at 4%
$2,099 / mo
Cash down
$99,780

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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