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1002 - CO Central, Oakville
$849,900
Exceptional Value meets an Enviable Lifestyle in the heart of Kerr Village! A compelling alternative to condo living, this beautifully Renovated, Turn-Key Freehold Semi offers the freedom of homeownership without condo fees! Tucked away on a quiet cul-de-sac with its own parkette & visitor parking, this home offers stylish, low-maintenance living on an oversized, private lot! The open-concept main floor features a stunning reno'd kitchen (2025) w/ dark green shaker cabinetry, gold hardware, SS appls, tile backsplash, pot lights, breakfast bar & bright bay window. Spacious liv & din areas offer crown moulding, pot lights & access to backyard deck. Wide-plank white oak flooring throughout the main & upper levels, complemented by custom wrought-iron stair spindles The primary suite features custom wall panelling, California Closets & reno'd ensuite w/ glass shower. The 2nd bdrm offers custom California Closet. Versatile lower level ideal for a fam rm, office or 3rd bdrm, complete w/ reno'd 2 pc bath, laundry, backyard walk-out & inside garage access. Extensive updates - upgraded mini-split heating/cooling w/ 2nd-floor vents, EV-ready electrical panel, upgraded doors, trim & hardware, smooth ceilings, furnace (2024), exterior paint (2026), front door (2019), siding, eavestroughs and soffits (2021). An exceptional opportunity in an evolving neighbourhood! Kerr Village's ongoing revitalization offers exciting long-term potential, w/ trendy shops, cafés & restaurants at your doorstep. Walk to Downtown Oakville and Lake Ontario, w/ convenient access to major amenities and highways.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,350
- Property tax
- $342
- Heat allowance
- $150
- Housing costs
- $4,842 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$149,000
gross annual household income
- Payment at 4%
- $3,577 / mo
- Cash down
- $169,980
Assumes no other monthly debts · 25-yr amortization
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