| Heat Included | |
| Common Elements Included | |
| Hydro Included | |
| Building Insurance Included | |
| Parking Included | |
| CAC Included | |
| Cable TV Included | |
| Water Included |















































PH4 - 3605 Kariya Drive
City Centre, Mississauga
$499,900
Penthouse level corner suite at The Town; 1,325 sq.ft with unobstructed north and east views, morning sun, and evenings by a genuine wood-burning fireplace. SUITE: split 2 br plan plus office with b/in oak-trimmed shelving. Tigerwood engineered hardwood, pot lights, crown mouldings. 3 zone heating/AC; newly installed fan coil in Primary. Move-in condition. LIVING ROOM: wood burning fireplace, acoustic wall tile to tame echo, prewired for surround sound and wall mount TV, smart switches. KITCHEN: renovated with quartz counters, upgraded cabinetry, porcelain farmhouse sink, pro style faucet, Bosch & LG s/s appliances. BEDROOMS & BATHS: Primary w/walk-in, ensuite with jaccuzzi tub + glass shower. 2nd br with walk-in & built-in wardrobe. Main bath with lit defogging mirror, LED mood lighting, wall-mount faucet. Ensuite laundry. ONE PAYMENT FEWER BILLS: Fee covers hydro, heat, A/C, water, building insurance, pkg, basic cable + 1.5 Gig fibre internet (normally about $134/mo.) Most monthly bills simply disappear. FINANCIALLY SOUND: No special assessment, no legal proceedings. Over half of the monthly fee goes directly into a $3.1M + reserve fund, paying for major repairs under the 2024 Reserve Fund Study instead of one time levies. Upcoming hallway and lobby renovation is part of that plan. Status certificate available. WELLNESS: Indoor saltwater pool, indoor and outdoor hot tubs, saunas, gym. SPORT: Squash, tennis/pickleball, half-court basketball. SOCIAL: theatre, billiards, ping pong, guest suites, walking trails, 2 gazebos by a stream. SECURITY & SERVICE: 24 hr gated security, roving patrols, secure package handling, on-site management, 2 full time superintendents, 7 day cleaning staff, 4 elevators. PARKING: 1 u/g spot; EV charger available for purchase (charger optional), underground visitor parking LOCATION: steps to Square One, Kariya Park, library, Hurontario LRT, elementary + high schools. Book your private showing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $315
- Heat allowance
- $150
- Condo fees, half counted
- $886
- Housing costs
- $3,910 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$120,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
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