22 Criscoe Street
Rockcliffe-Smythe, Toronto
$859,900
Great opportunity for first-time buyers or investors! Detached bungalow with a vacant main floor, rented basement apartment and single-car garage. Move into the main floor and collect rental income from the basement to help with mortgage payments, or purchase as an investment property.Located on a quiet, family-friendly street, just steps to Gaffney Park Trail and a short walk to shops, restaurants, TTC and other amenities. Only a few minutes' drive to Stockyards Village for more shopping and dining.Upgraded 200-amp electrical service with breaker panel, newer asphalt shingle roof and high-efficiency furnace (2023).
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Listing History
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,401
- Property tax
- $271
- Heat allowance
- $150
- Housing costs
- $4,822 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$148,000
gross annual household income
- Payment at 4%
- $3,619 / mo
- Cash down
- $171,980
Assumes no other monthly debts · 25-yr amortization
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