20 Arjay Trail
Brampton West, Brampton
$868,000
Spacious and well-maintained home situated on a **premium lot with no sidewalk**, offering a large driveway and generous space between neighbouring homes. Features include an elegant **circular oak staircase**, hardwood flooring on the main level, California shutters, main-floor laundry, and convenient interior access from the garage. The open-concept family room features a cozy fireplace, while the spacious kitchen offers ample counter space for everyday living and entertaining. Enjoy a **quiet, family-friendly neighbourhood** within close proximity to schools, shopping, public transit, and other amenities. Step outside to an **impressively large, fully fenced backyard**, providing plenty of space for outdoor enjoyment.
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Listing History
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,443
- Property tax
- $546
- Heat allowance
- $150
- Housing costs
- $5,139 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$158,000
gross annual household income
- Payment at 4%
- $3,653 / mo
- Cash down
- $173,600
Assumes no other monthly debts · 25-yr amortization
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