53 Fairfield Avenue NW
Long Branch, Toronto
$1,498,000
53 Fairfield, to be built by Norbrook Homes. Ready October 2027! Take advantage of its incentives, boasting 4 bedrooms, 4 baths, a finished basement, and a separate entrance. Top of the line upgrades and exclusive finishes. Open concept, perfect for entertaining. Upgraded plank flooring throughout. Cathedral ceiling in the primary bedroom. Closet organizers in every bedroom. Completely finished basement with a separate entrance. Rental potential down the road, including a 4-piece bath and a separate laundry area. Too many upgrades to mention! Buyers are in time to choose their colours and finishes from builder samples. See Schedule C for the extensive list. Home pictured is a past model of Norbrook Homes. This sale is net of HST. Buyers must qualify for rebate.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,667
- Property tax
- $3,500
- Heat allowance
- $150
- Housing costs
- $11,317 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$348,000
gross annual household income
- Payment at 4%
- $6,304 / mo
- Cash down
- $299,600
Assumes no other monthly debts · 25-yr amortization
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