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New5 hours ago

2196 Providence Road

1015 - RO River Oaks, Oakville

$2,099,999

Detached|2-Storey
3 | 4 | 4
About this home

Stunning 3 bedroom family home in the exclusive Woodhaven Estates community of Oakville! Surrounded by the scenic Sixteen Mile Creek trails, and backing onto maintained green space, this extensively renovated home is truly move-in ready and offers exceptional style, high end finishes, and privacy. Beautiful cherry hardwood floors, a custom mahogany front door and an impressive list of upgrades throughout. The gourmet kitchen features an oversized island, soapstone countertops and premium appliances, including a Sub-Zero fridge ('26), Monogram gas stove and range hood, and Fisher & Paykel dual dishwasher. The family room boasts extra-wide sliding doors leading to a private, beautifully landscaped backyard with mature trees, a built-in fountain, and outdoor fire table. The primary retreat features a stunning walk-in closet and spa-inspired ensuite with a separate soaker tub and dual walk-in glass shower. Two additional bedrooms, convenient second-floor laundry and heated floors in all bathrooms in the home. Finished basement with large above-grade windows, built-in TV and surround sound. All the major updates completed and an impressive list of thoughtful extras, every detail has been carefully considered. Additional features include automatic remote-controlled blinds and a hard-wired security system. Located in a sought-after, family-friendly neighbourhood close to highly rated schools, scenic trails, and easy highway access. An exceptional opportunity to enjoy luxury living in a serene natural setting! Irrigation system front & backyard. Hot/cold water lines to the garage. Solid Core doors throughout. Furnace/AC/Hot Water Tank '22, Roof '22, Soffits & Downspouts '22. Windows/patio door '22, Sub-Zero Wine Fridge'19.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$9,735
Lot Size49.44 ft x 105.3 ft
mls© NumberW14080808
Listed ByRoyal LePage Real Estate Associates

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$10,749
Property tax
$811
Heat allowance
$150
Housing costs
$11,710 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $420,000
25-yr amortization

Income needed

$360,000

gross annual household income

Payment at 4%
$8,837 / mo
Cash down
$420,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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