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New3 days ago

188 Summerfield Drive

1001 - BR Bronte, Oakville

$1,300,000

Detached|2-Storey
3 | 3 | 3
About this home

If you've spent a summer evening in Bronte, you know the routine: dinner on a patio along Lakeshore, then a walk down to the harbour as the boats come back in. From 188 Summerfield Drive, that's a short walk from home, with Westbrook and Riverview parks steps away and trails that follow the creek toward the lake. The home offers 1,458 SF above grade with hardwood on the main floor (2026). The living and dining rooms give you a proper setting for holiday dinners, and the family room sits across from the kitchen, so whoever is cooking stays in the conversation. The kitchen was fully renovated in 2022: quartz counters, new drawers & hardware, valance lighting, a custom island with counter seating, and a white hexagon tile backsplash running up to the ceiling. In the family room, the fireplace is framed in tile with custom built-ins on both sides, and garden doors open to the deck. The laundry and a powder room are on the main floor, so laundry day doesn't mean carrying baskets up and down the stairs. Upstairs, there are 3 generous bedrooms. The primary has a 3-piece ensuite, and the main bath offers a double sink with a marble top, so multiple people can get ready at once. Both bathrooms were recently renovated. Downstairs, 406 SF is finished as a rec room with luxury vinyl plank, pot lights and a second tiled fireplace with built-ins. In the backyard, a retractable awning shades the deck (stained every year), and beyond it are an on-ground saltwater pool, landscaped gardens, a barbecue patio with new stone & interlock, and a covered gazebo with lounge seating, so you have shade by the pool when the afternoon sun gets strong. St. Dominic and Eastview elementary schools are within walking distance, and T.A. Blakelock High School, with its French Immersion program, is under 4 km away. Buses run along Lakeshore, and Bronte GO and the QEW are a short drive.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,025
Lot Size45.37 ft x 108.74 ft
mls© NumberW13994534
Listed ByRE/MAX REALTY ENTERPRISES INC.

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,654
Property tax
$502
Heat allowance
$150
Housing costs
$7,306 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $260,000
25-yr amortization

Income needed

$225,000

gross annual household income

Payment at 4%
$5,471 / mo
Cash down
$260,000

Assumes no other monthly debts · 25-yr amortization

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