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Humber Heights, Toronto
$1,300,000
Located in Humber Heights near shops, TTC routes, Cruickshank Park and Weston GO/UP Express, with connections to downtown Toronto and Pearson Airport. This updated bungalow offers a practical way for a couple or small family to enter Toronto's housing market: move into the vacant main floor while collecting $3,450 in combined monthly rent from the basement and newly built detached garden suite to help offset ownership costs. The main floor features new flooring installed in 2026, an open-concept kitchen overlooking the combined living and dining area, two bedrooms and a full bathroom. Updates completed in 2025 include insulated stucco, the main house roof, driveway and a new stove. Each unit has its own entrance, private laundry and one allocated driveway parking space. The one-bedroom basement suite is rented for $1,600/month, all-inclusive. The self-contained studio garden suite has its own heating and cooling system and is rented for $1,850/month plus hydro, with a new 12-month lease beginning October 2026. The basement offers potential to be reintegrated with the main floor for additional living space, subject to the existing tenancy, while retaining the garden suite as a separate rental or future space for extended family.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,635 |
| Lot Size | 33.33 ft x 142 ft |
| mls© Number | W13880128 |
| Listed By | ROCK STAR REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,654
- Property tax
- $386
- Heat allowance
- $150
- Housing costs
- $7,190 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$221,000
gross annual household income
- Payment at 4%
- $5,471 / mo
- Cash down
- $260,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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