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New2 hours ago

20 Braeburn Avenue

Humber Heights, Toronto

$1,300,000

Detached|Bungalow
2 | 2 | 4
About this home

Located in Humber Heights near shops, TTC routes, Cruickshank Park and Weston GO/UP Express, with connections to downtown Toronto and Pearson Airport. This updated bungalow offers a practical way for a couple or small family to enter Toronto's housing market: move into the vacant main floor while collecting $3,450 in combined monthly rent from the basement and newly built detached garden suite to help offset ownership costs. The main floor features new flooring installed in 2026, an open-concept kitchen overlooking the combined living and dining area, two bedrooms and a full bathroom. Updates completed in 2025 include insulated stucco, the main house roof, driveway and a new stove. Each unit has its own entrance, private laundry and one allocated driveway parking space. The one-bedroom basement suite is rented for $1,600/month, all-inclusive. The self-contained studio garden suite has its own heating and cooling system and is rented for $1,850/month plus hydro, with a new 12-month lease beginning October 2026. The basement offers potential to be reintegrated with the main floor for additional living space, subject to the existing tenancy, while retaining the garden suite as a separate rental or future space for extended family.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,635
Lot Size33.33 ft x 142 ft
mls© NumberW13880128
Listed ByROCK STAR REAL ESTATE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,654
Property tax
$386
Heat allowance
$150
Housing costs
$7,190 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $260,000
25-yr amortization

Income needed

$221,000

gross annual household income

Payment at 4%
$5,471 / mo
Cash down
$260,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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