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New3 hours ago

12 Kline Court

Heart Lake West, Brampton

$699,999

Semi-Detached |2-Storey
3 | 4 | 3
About this home

Welcome to this beautifully maintained 3-bedroom, 4-bathroom semi-detached home nestled on a quiet court in the desirable Heart Lake West community of Brampton. Offering a bright and functional layout, this home features an inviting open-concept living and dining area with updated laminate flooring and a walk-out to a private, fully fenced backyard with a spacious stamped-concrete patio. The updated kitchen showcases stainless steel appliances, quartz countertops, stylish tile backsplash and a generous breakfast area.The upper level offers three well-appointed bedrooms, including a spacious primary bedroom with walk-in closet and semi-ensuite access, along with an updated main bathroom. The finished basement provides excellent additional living space with a separate bedroom, recreation area, kitchenette, washroom facilities and ample storage, making it ideal for extended family, guests or additional personal living space.Additional highlights include a separate side entrance, direct garage access, attached single-car garage, private driveway with parking for two additional vehicles, and a well-maintained backyard. Situated walkimg distance to all amenities ,schools, parks, public transit, shopping, Heart Lake Conservation Area and major highways including Hwy 410. A fantastic opportunity for families, first-time buyers or those looking for flexible additional basement living space in a desirable Brampton neighbourhood. IMPORTANT VALUE-ADDED FEATURE: THE SELLER HAS OBTAINED A PERMIT FROM THE CITY OF BRAMPTON TO CREATE A SECOND DWELLING IN THE BASEMENT OR USE THE BASEMENT FOR PERSONAL PURPOSES. Buyer to verify all permit details, plans, requirements and intended use with the City of Brampton. PERMIT ATTACHED.

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BrokerHub Inc.
(647) 254-1864
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,346
Lot Size30.26 ft x 105.93 ft
mls© NumberW13816948
Listed ByPREMIER GROUP REALTY INC.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,583
Property tax
$362
Heat allowance
$150
Housing costs
$4,095 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $140,000
25-yr amortization

Income needed

$126,000

gross annual household income

Payment at 4%
$2,946 / mo
Cash down
$140,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

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