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New5 days ago

98 Main Street N

1045 - AC Acton, Halton Hills

$639,900

Detached|Bungalow
2 | 2 | 4
About this home

Great two bedroom home for downsizers or young couples! Located walking distance from downtown for shopping and dining out. Quiet backyard backing onto Prospect Park. This clean and updated home is ready for it's new owner to enjoy. Open kitchen with good quality built-in appliances and recent(2026) replaced countertop and faucet with reverse osmosis water system. Spacious Living room with big bright picture window and gas fireplace. Nicely renovated main bathroom. Main floor laundry with walkout to the deck(2026) and backyard. This home has been meticulously cared for and updated by the current owner with all updated mechanical systems throughout. Recent updates include exterior siding(2025), metal roof-55 yr warranty, replaced asphalt driveway(2024), high end "Magic" Windows throughout - some with built-in blackout shades- 40 yr warranty(2025), replaced flooring throughout the main living areas(2026). Furnace and A/C(2020), Driveway(2024), all plumbing replaced, converted attic is a conditioned storage space (500 sq ft with dropdown ladder access). The partially finished basement offers a 2 pc bathroom, and has been professionally waterproofed and insulated(2014). Bedrooms and Living room wired with CAT5 internet connections. Owned on demand water heater. Parking for 4 cars. Go Transit bus stops steps from the house.

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Got questions?

Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,494
Lot Size51 ft x 110 ft
mls© NumberW13715392
Listed ByRoyal LePage Real Estate Associates

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,275
Property tax
$291
Heat allowance
$150
Housing costs
$3,716 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,980
25-yr amortization

Income needed

$114,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$127,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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