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Listed 11 days ago

161 Mill Street

Georgetown, Halton Hills

$1,998,800

Detached|2-Storey
5 | 4 | 3.5
About this home

Set on a wide 66 x 132 ft lot at the top of Mill Street, this reimagined Georgetown home offers the space, privacy and individuality increasingly difficult to find. Surrounded by a growing collection of custom homes, you're minutes from the cafés and shops of Main Street, while the parks, trails and natural beauty of Georgetown's sought-after Park District are just a short walk away. It's an established setting with character distinctly different from the typical subdivision. Thoughtfully expanded in 2024 with approximately 1,600 sq. ft. of additional living space and 10-ft ceilings, the home is designed around modern family living. The main floor offers the flexibility of a 6th bedroom or dedicated home office, while the rear opens to a mature, tree-lined backyard built for summer living, complete with a spacious raised deck, in-ground pool with new equipment (2025) and detached pool house. The entertainer's kitchen features a luxurious stone island, high-end stainless steel appliances and seamless flow into the open family and dining spaces. European white oak flooring adds warmth and a contemporary feel, complemented by custom millwork (2026). Upstairs, 5 bedrooms and 3 full bathrooms provide exceptional family accommodation. The private primary wing offers over 500 sq. ft. of dedicated space, including a generous walk-in dressing room and ensuite with double vanity, double-head shower and soaker tub. The fully finished lower level adds versatility with high ceilings created through excavation and a separate walk-up to the backyard. For homeowners ready to move beyond the uniformity of the builder-home experience, this is an opportunity to step into something with more land, more space and more individuality-with a backyard that feels like a private resort, all in one of Georgetown's most sought-after neighbourhoods.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size3000-3500 sq. ft.
Property Tax$10,491
Lot Size66 ft x 132 ft
mls© NumberW13697808
Listed ByRoyal LePage Real Estate Associates

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$10,231
Property tax
$874
Heat allowance
$150
Housing costs
$11,255 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $399,760
25-yr amortization

Income needed

$346,000

gross annual household income

Payment at 4%
$8,411 / mo
Cash down
$399,760

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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