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Listed 15 days ago

12889 15 Side Road

1050 - Stewarttown, Halton Hills

$1,695,000

Detached|2-Storey
5 | 5 | 14
About this home

ONE-OF-A-KIND PROPERTY | MULTIGENERATIONAL LIVING | INCOME POTENTIAL. A rare opportunity in desirable Stewarttown offering timeless character, exceptional flexibility & income potential! Set on a large mature lot, this remarkable 5+1 bedroom, 5-bathroom home is currently configured with a spacious main residence plus a separate living area with 3 bedrooms, kitchen, living room, laundry & 4-piece bath. An ideal setup for multigenerational living, extended family, adult children, guests, or buyers wanting to live in one space and rent the other. Reimagine the space to suit your needs. Rich in character, the home showcases original pine plank flooring, trim & doors, crown moulding, alcove & dormer windows and reclaimed wood accents. Stone walkways, established gardens, welcoming covered porches & oversized driveway add to its exceptional curb appeal. The main residence features a stylish kitchen with granite counters, stainless steel appliances, gas stove & farmhouse sink overlooking the sunken living/dining area. A spectacular family room offers vaulted ceilings, wet bar & walkouts to the front & backyard. Two generous bedrooms are found upstairs, while the finished lower level offers an additional bedroom/rec room with 4-piece ensuite, gym area & excellent storage. Laundry/mudroom & multiple baths add convenience. A detached 4-season cabin with heat, AC & wood-burning fireplace provides an ideal home office, studio, guest retreat or business space. The newer 24' x 28' detached garage features 40-amp EV charging, with parking for up to 14 vehicles. Live, invest, accommodate family, or generate income-the possibilities are truly exceptional. A distinctive Stewarttown property that must be seen to be fully appreciated!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size3500-5000 sq. ft.
Property Tax$6,727
Lot Size196 ft x 131 ft
mls© NumberW13682500
Listed ByYOUR HOME TODAY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$8,676
Property tax
$561
Heat allowance
$150
Housing costs
$9,386 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $339,000
25-yr amortization

Income needed

$289,000

gross annual household income

Payment at 4%
$7,133 / mo
Cash down
$339,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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