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New2 hours ago

54 Midcrest Circle

Credit Valley, Brampton

$1,449,000

Detached|2-Storey
4 | 6 | 6
About this home

LEGAL Walk-Out Basement with Pie shape Ravine Lot! Beautiful detached home in Credit Valley offering 3,010 sq. ft. above grade plus a fully legal walk-out basement apartment with excellent rental income potential. Situated on a premium pie-shaped ravine lot (5,769 sq. ft. / 0.132 acre), this home features an elegant oak staircase with landing and a striking 10-ft spiral crystal chandelier. Includes 4 + 2 bedrooms, 4 + 2 washrooms, a 2-car garage, and parking for up to 6 vehicles. Upgrades include 200A electrical service, granite/quartz countertops throughout, pot lights, kitchen countertop lighting, commercial-grade hood, wall-mounted oven & microwave, and side-by-side vertical refrigerator & freezer. Main floor enhancements include 10 wired audio speakers, central vacuum, and a whole-house carbon water filtration system (fully paid). The legal walk-out basement offers extended ceiling height (+1.5 ft.), sound-retardation barrier, 2 bedrooms, 3-pc bath + powder room, separate laundry, laminate flooring, and a full kitchen with stainless steel appliances. Exterior features include 6 wired outdoor security cameras (capable of online monitoring), an irrigation sprinkler system, extended deck with gazebo, wrap-around precast concrete walkway, sub-surface rainwater drainage system, and a private orchard with 4 mature fruit trees in the fully fenced backyard. This upgraded home combines luxury, comfort, security, and outdoor enjoyment-a rare opportunity to own a property that blends modern living with the peaceful feel of nature right in your backyard.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age6-15
Size3000-3500 sq. ft.
Property Tax$10,133
Lot Size32.44 ft x 122.54 ft
mls© NumberW13646564
Listed ByRE/MAX OPTIMUM REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,417
Property tax
$844
Heat allowance
$150
Housing costs
$8,411 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $289,800
25-yr amortization

Income needed

$259,000

gross annual household income

Payment at 4%
$6,098 / mo
Cash down
$289,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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