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New4 days ago

11 Frances Street N

Queen's Park, Barrie

$824,500

Detached|1 1/2 Storey
4 | 3 | 9
About this home

OLD-WORLD CHARM, MODERN UPDATES & A DETACHED OUTBUILDING OFFERING IN-LAW CAPABILITY! A century of history comes with some unexpected extras at this character-filled Barrie property, where a charming red-brick home, a completely separate outbuilding and a private backyard give you the flexibility to make this property work for more than one generation. The main residence features a metal roof, mature trees, established gardens and a beautiful wraparound covered porch. Original stained-glass accents, decorative wood trim and a beautiful staircase preserve the home's historic character, while thoughtful updates bring a modern touch. Italian porcelain tile welcomes you in the entryway, while oak hardwood flooring flows through the living room, formal dining room and kitchen. A decorative fireplace adds character to the dining room, while the kitchen features white cabinetry, an Italian porcelain tile backsplash and generous counter space. A rear mudroom and 3-piece bathroom complete the main level, with three bedrooms and a second 3-piece bathroom upstairs. The detached outbuilding offers a living room with fireplace, kitchen, main-floor bedroom, 3-piece bathroom and laundry facilities, giving extended family their own space. A spiral staircase leads to a bonus loft with wood-clad sloped ceilings, offering a charming spot for reading or hobbies. A heat pump and ductless mini-split heating and cooling system were recently installed, and separate gas, hydro and water meters add convenience. The outbuilding also features an oversized garage, while the driveway offers parking for up to six vehicles. Just minutes from downtown Barrie, Centennial Beach, Sunnidale Park and the Allandale Waterfront GO Station, this location puts waterfront trails, local restaurants and commuter connections close to home.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size2000-2500 sq. ft.
Property Tax$6,868
Lot Size43.45 ft x 132.01 ft
mls© NumberS14082638
Listed ByRE/MAX HALLMARK PEGGY HILL GROUP REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,220
Property tax
$572
Heat allowance
$150
Housing costs
$4,942 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $164,900
25-yr amortization

Income needed

$152,000

gross annual household income

Payment at 4%
$3,470 / mo
Cash down
$164,900

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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