



111 Osborne Street
Victoria Harbour, Tay
$585,000
4 BEDROOM BUNGALOW WITH IN-LAW POTENTIAL, PARKING FOR 10 & A QUIET, MATURE NEIGHBOURHOOD! Set on a deep 66 x 170 ft lot with a wooded backdrop, this all-brick bungalow offers over 2,100 finished sq. ft. and a 4 bedroom layout with room to adapt as life changes. Several important updates have already been completed, including the roof, basement windows, furnace and air conditioning. The open-concept main level has its own laundry, while the finished lower level with a separate entrance creates even more possibilities with a bright white kitchen, ample cabinetry and counter space, pot lights and separate laundry. It is a setup that can work beautifully for extended family, older children or guests who would benefit from their own living area. The 66 x 170 ft property opens up plenty of possibilities outdoors too, whether you picture gardens, a play area, summer dinners on the lawn or creating a backyard space that is entirely your own. Mature trees and the wooded backdrop reinforce the quiet, established neighbourhood setting, while the front ramp provides easier access and the long driveway offers parking for up to 10 vehicles.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,417 |
| Lot Size | 66 ft x 170 ft |
| mls© Number | S14005914 |
| Listed By | RE/MAX HALLMARK PEGGY HILL GROUP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,994
- Property tax
- $201
- Heat allowance
- $150
- Housing costs
- $3,346 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$103,000
gross annual household income
- Payment at 4%
- $2,462 / mo
- Cash down
- $117,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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