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Listed 10 days ago

439 Fifth Street

Collingwood, Collingwood

$639,900

Detached|Bungalow
3 | 2 | 6
About this home

Welcome to this charming all-brick bungalow in the heart of Collingwood! Offering a practical and inviting layout, this home features 3 bedrooms and 2 bathrooms, with all three bedrooms conveniently located on the main floor along with a 4-piece bathroom. Step inside to a bright and welcoming living room featuring a cozy gas fireplace and a large picture window that fills the space with natural light. The spacious kitchen provides direct access to a large back deck, creating a great space for outdoor dining, entertaining, or simply enjoying the warmer months. The lower level adds valuable flexibility with additional living and storage space, a large workshop, second gas fireplace, laundry and a convenient new 2-piece bathroom (2026) - ideal for hobbies, projects, a home office or recreation space. With ample parking and an unbeatable central location, you'll be just minutes from shopping, restaurants, schools, downtown Collingwood and an array of everyday amenities. A great opportunity for first-time buyers, down sizers or investors.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,340
Lot Size55 ft x 132 ft
mls© NumberS13872868
Listed ByRE/MAX By The Bay Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,275
Property tax
$278
Heat allowance
$150
Housing costs
$3,704 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,980
25-yr amortization

Income needed

$114,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$127,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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