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Listed 16 days ago

174 St Vincent Street

Codrington, Barrie

$539,900

Detached|Bungalow
3 | 2 | 2
About this home

DETACHED LIVING IN CENTRAL BARRIE - If you've been waiting for an affordable detached home with more space than you might expect, 174 St. Vincent Street deserves a closer look. This all-brick raised bungalow sits on a mature lot just minutes from downtown Barrie, Kempenfelt Bay, waterfront trails, Highway 400, shopping, restaurants, parks and everyday amenities.Inside, this bright, carpet-free home offers a comfortable and functional layout designed for everyday living and entertaining. The spacious front living room features hardwood floors and large windows that fill the space with natural light, while the adjoining kitchen opens into a sun-filled four-season sunroom currently enjoyed as a generous dining area. Flowing seamlessly back to the walkout to the beautiful, private deck, this inviting space creates an easy connection between the home's principal living areas and the outdoors. Three generously sized bedrooms and a full bathroom complete the main floor. Downstairs, the fully renovated lower level adds impressive finished living space with a large recreation room, office, fourth bedroom, second full bathroom, dedicated workshop and plenty of storage. Whether you need room for guests, older children, working from home, hobbies or simply some extra space to spread out, the flexible layout gives you plenty of options. Outside, enjoy a spacious backyard with plenty of room to relax, garden, entertain or let the kids play. For buyers looking to get into a detached home without sacrificing location or usable living space, this is an opportunity worth seeing. With four bedrooms, two full bathrooms, a renovated lower level, carpet-free living, private outdoor space and a convenient central Barrie location, 174 St. Vincent Street offers a lot of home!

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,165
Lot Size59 ft x 100 ft
mls© NumberS13858358
Listed ByRE/MAX HALLMARK CHAY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,763
Property tax
$347
Heat allowance
$150
Housing costs
$3,261 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $107,980
25-yr amortization

Income needed

$100,000

gross annual household income

Payment at 4%
$2,272 / mo
Cash down
$107,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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