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Listed 15 days ago

142 - 140 MITCHELLS BEACH Road

Victoria Harbour, Tay

$1,088,800

Detached|Bungalow
1 | 2 | 2
About this home

RARELY OFFERED: TWO SEPARATE WATERFRONT LOTS SOLD TOGETHER WITH FULLY MODERNIZED, FOUR-SEASON HOME. 140 & 142 Mitchells Beach Road. Set on a quiet dead-end road, this turnkey property delivers full afternoon sun, spectacular Georgian Bay sunsets, privacy and an 80ft dock, minutes from local amenities. Ideal as a full-time residence, four-season retreat, income property or future retirement home, it combines move-in-ready waterfront living with a separate adjacent vacant lot and low waterfront property taxes. The renovated open-concept home offers 2 king bedrooms+spare room+den and 2 bathrooms, with municipal water and sewer, natural gas heating, high-speed internet and reliable cell service. A spacious deck overlooks the bay, while the private shoreline provides direct access for swimming, boating and fishing. Major updates include a 2022 furnace, oven, gas cooktop and microwave; renovated bathrooms; new flooring; fresh interior paint; and exterior painting completed in 2024. Sold fully furnished, the home is ready to enjoy or rent immediately. A walk-up lower level adds flexible living and storage space. The included vacant waterfront lot offers added privacy and long-term potential for future amenities or accessory structures, subject to municipal approvals and permits, buyer to perform due diligence. Nearby recreation includes OFSC snowmobile trails, Trans Canada Trail, skiing and golf, with Toronto within 90-min drive. 2 waterfront lots, a modern all-season home, 80ft dock, turnkey furnishings and rental potential, an exceptional Georgian Bay lifestyle and investment opportunity.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size< 700 sq. ft.
Property Tax$3,644
Lot Size43 ft x 105 ft
mls© NumberS13684584
Listed ByCentury 21 B.J. Roth Realty Ltd

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,573
Property tax
$304
Heat allowance
$150
Housing costs
$6,027 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $217,760
25-yr amortization

Income needed

$185,000

gross annual household income

Payment at 4%
$4,582 / mo
Cash down
$217,760

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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