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Victoria Harbour, Tay
$1,199,000
Discover luxury living along the serene shores of Georgian Bay with this remarkable property. Boasting a contemporary design, the main residence offers 2625 sq ft of living space, featuring four bedrooms, three baths, and an inviting open-concept layout. The spacious and updated kitchen with elegant granite countertops is a highlight, while the cozy family room, complete with a natural stone Napoleon fireplace, sets the scene for relaxing evenings. Adding versatility and income potential, a newly constructed separate two-bedroom, one-bath apartment comes equipped with its own furnace, A/C, and hot water tank. Outside, enjoy 75 feet of waterfront, offering breathtaking views and access to premier fishing spots on Georgian Bay. Take in the scenery from the newly built upper viewing deck or unwind in the brand-new hot tub while marveling at the spectacular sunset. Practical upgrades ensure modern comfort and efficiency, including a high-efficiency furnace, new appliances, windows, metal roof, and a new septic pump. Plus, a massive garage provides ample storage space for outdoor gear and equipment.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 6-15 |
| Size | 2500-3000 sq. ft. |
| Property Tax | $9,730 |
| Lot Size | 74.86 ft x 203.9 ft |
| mls© Number | S13487560 |
| Listed By | Century 21 Signature Service |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,137
- Property tax
- $811
- Heat allowance
- $150
- Housing costs
- $7,098 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$218,000
gross annual household income
- Payment at 4%
- $5,046 / mo
- Cash down
- $239,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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