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New23 hours ago

22 Second Street

Pefferlaw, Georgina

$599,000

Detached|Bungalow
3 | 2 | 6
About this home

Fabulous 3-bedroom two bathroom home, completely gutted and beautifully renovated throughout. Featuring a modern quartz kitchen with seamless backsplash, double undermount sink, built-in dishwasher, glass-top stove, and a one-year-old fridge/freezer. Thoughtfully designed with built-in spice drawers, a charming coffee nook, and integrated garbage and recycling bins. Pot lights illuminate the home, complemented by large picture windows that fill the space with an abundance of natural light. The primary bedroom is surrounded by numerous windows, creating a bright and airy retreat. The spacious bathroom offers an oversized tub, delivering spa-like comfort and relaxation. Step outside to a captivating backyard oasis with an expansive deck. Completed July 2026 The Sellers have undertaken significant improvements and repairs to the property, investing over $50,000 July 2026, to improve the condition, efficiency, safety, and functionality of the home. Electricity updated in the garage for a EV charger.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,990
Lot Size114.5 ft x 100 ft
mls© NumberN14080826
Listed ByHARVEY KALLES REAL ESTATE LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$249
Heat allowance
$150
Housing costs
$3,465 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$107,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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