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Listed 9 days ago

43 Berwick Crescent

Observatory, Richmond Hill

$1,299,900

Detached|2-Storey
4 | 4 | 6
About this home

A wonderful opportunity to own a well maintained 4+1bedroom detached home in the heart of the prestigious Observatory neighbourhood, in Richmond Hill. This move in ready home is superb for the growing family, Ideally located within walking distance to schools, Yonge St. public transit, Elvis Stojko Arena, and Hillcrest Mall, Nicely updated throughout, Gleaming hardwood floors on the main level, brand new broadloom on the upper level, New hardwood staircase and banister 2026, 3 Updated bathrooms 2025, New aluminum eaves trough, soffits and fascia 2023, Walk-out from the kitchen to a family sized deck and a private garden, Two car garage with a private double driveway, interlock walkway and steps, porch enclosure,

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,419
Lot Size32.81 ft x 109.91 ft
mls© NumberN13872856
Listed BySUTTON GROUP-ADMIRAL REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,653
Property tax
$618
Heat allowance
$150
Housing costs
$7,422 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,980
25-yr amortization

Income needed

$228,000

gross annual household income

Payment at 4%
$5,470 / mo
Cash down
$259,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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