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Listed 10 days ago

82 Centre Street E

Crosby, Richmond Hill

$1,190,000

Detached|2 1/2 Storey
5 | 3 | 10
About this home

Opportunity to own a classic century Detached Home on a Premium 80 x 160 Ft Lot with 2 1/2 Storey, On Prime Location in the Heart of Richmond Hill Along Yonge St. Combining timeless classic charm with extensive modern upgrades, this property features a long driveway with parking for up to 8 vehicles and a Detached Double-Car Garage. Timeless architectural details and high baseboards, seamlessly paired with upgrades and a finished basement with above-grade windows. Second-Floor terrace deck overlooking a large, functional backyard also with direct stair access down to the backyard-perfect for entertaining. Deep Backyard green space equipped with a storage room. (2026)Main floor bathroom completely renovated, second floor and basement washrooms updated with new vanities and modern mirrors. Most windows are newly upgraded (2026). Major mechanicals already done: Roof (2021), Furnace (2022), and Hot Water Tank (2020). Premium vinyl flooring and modern pot lights running through the main floor, second floor, and basement. Freshly painted throughout making the home completely move-in ready. Close To All Amenities. Walk To Yonge Street Shops, Richmond Hill Centre For The Performing Arts, Viva Transit & Newkirk Go Station. Steps To Elgin Barrow Arena Complex, Richmond Hill Lawn Bowling & Tennis Courts.Home Inspection available.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$8,126
Lot Size80 ft x 167 ft
mls© NumberN13865488
Listed ByHOMELIFE/BAYVIEW REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,091
Property tax
$677
Heat allowance
$150
Housing costs
$6,918 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $238,000
25-yr amortization

Income needed

$213,000

gross annual household income

Payment at 4%
$5,008 / mo
Cash down
$238,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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