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Listed 23 days ago

3211 Cowan Avenue

Rural Innisfil, Innisfil

$799,000

Detached|Bungalow-Raised
3 | 2 | 8
About this home

Welcome to 3211 Cowan Avenue, a beautifully updated raised bungalow tucked away on a quiet, family-friendly cul-de-sac in Innisfil. Set on a large, private lot, this home offers plenty of space inside and out, with many important updates already completed. The bright open-concept main floor brings the kitchen, dining and living areas together. The modern kitchen features a large island, plenty of workspace and updated finishes. The renovated bathroom includes a freestanding tub, glass shower and contemporary finishes. The lower level adds even more usable space and is already largely finished. It includes two bedrooms, a full bathroom with shower, living space and a kitchen area with upper cabinetry and rough-ins already in place. The major work has been completed, with flooring, lower kitchen cabinetry and appliances remaining to finish the space. It's ideal for a growing or multi-generational family, with future potential for a separate 2-bedroom income suite. Key updates and features include: Modern kitchen with large island, Renovated main bathroom, Finished lower-level bedrooms, full bathroom, Furnace and water heater replaced in 2025, Upgraded attic insulation, Smart thermostat, Water softener & iron filtration system, Drilled well (no municipal water bill) All equipment owned (no rental contracts) Outside, the large backyard offers plenty of room for kids, gardening and entertaining. The septic bed is located in the front yard, leaving the backyard open and usable, while the oversized driveway provides parking for up to 8 vehicles.All of this is just minutes from Lake Simcoe beaches, Innisfil Beach Park and Friday Harbour Resort, with convenient access to Hwy 400, the GO Station, shopping, parks and everyday amenities.A well-updated home with a large lot, flexible living space, and most of the major work already done.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,012
Lot Size60.06 ft x 250.35 ft
mls© NumberN13828456
Listed ByCOLDWELL BANKER THE REAL ESTATE CENTRE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,090
Property tax
$334
Heat allowance
$150
Housing costs
$4,574 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,800
25-yr amortization

Income needed

$141,000

gross annual household income

Payment at 4%
$3,362 / mo
Cash down
$159,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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