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New5 days ago

31 Northgate Crescent E

Bayview Hill, Richmond Hill

$1,999,999

Detached|2-Storey
5 | 6 | 11
About this home

Luxurious living in Bayview Hills! Impressive 5+2 bedroom home at Approx Total Include Bsmt 9000'Sq.Ft Of Luxury. 6040'Sq.Ft On 1st&2nd And 3000'Sq.Ft Bsmt, Grand foyer with marble inlay floors and vaulted 20ft ceilings. Hardwood T/O on main and 2nd. Eat-in Kitchen featuring new cabinets, centre island, granite countertops, backsplash, oversized tile floors & more (2023). Formal Living/Dining/Family Rooms adorned in intricate crown moulding T/O. Total 4 marble fireplaces including custom stone surrounds & mantels. All 5 bedrooms feature walk-in closets. 3 Bedrooms have ensuites. Spectacular Primary Bedroom Retreat with ensuite spa-like Bathroom and Dressing Room converted to 5th Bedroom. Finished Bsmt apartment w/separate entrance, open concept living/dining, full kitchen. 2 bedrooms with 3 walk-in closets combined and incredible 7pc ensuite spa in primary bsmt bedroom. * MainFloor Laundry & stove and Third Fridge ( 2026) . Complete exterior waterproofing (2023). Feature three(3) Separate Entrance doors. Three (3) kitchens . potential income 4,300$ monthly (Just Basemant + side unit). Walking distance to top-ranked Bayview Hill Elementary. Minutes to Hwy 404, shopping, hillcrest mall, & more!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size5000 + sq. ft.
Property Tax$15,846
Lot Size66.11 ft x 150.92 ft
mls© NumberN13823650
Listed ByRIGHT AT HOME REALTY

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$10,237
Property tax
$1,321
Heat allowance
$150
Housing costs
$11,707 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $400,000
25-yr amortization

Income needed

$360,000

gross annual household income

Payment at 4%
$8,416 / mo
Cash down
$400,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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