20 Harness Circle
Milliken Mills East, Markham
$988,800
Stunning, fully renovated 3-bed, 4-bath home in prime Milliken Mills East, upgraded to premium owner-occupied standards with over $100K spent on quality renovations! Features new windows and doors (late 2024), plus a sunny south-facing backyard with extensive interlocking and a large deck. Inside: hardwood floors, smooth ceilings, pot lights, custom cabinetry (built-in entryway shoe storage, extensive kitchen cabinets, and primary bedroom closets), and 4 modernized baths. The brand new finished basement serves as a perfect in-law suite or offers income potential, featuring a brand-new kitchen, 1 bedroom, a 3-pc ensuite, and potential for a separate entrance. Located on a quiet circle, steps to Armadale Community Centre, parks, and TTC/YRT transit. Minutes to Hwy, Pacific Mall, Costco, major grocers, and excellent schools. Turn-key and move-in ready!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $4,639 |
| Lot Size | 24.77 ft x 128.7 ft |
| mls© Number | N13822000 |
| Listed By | BAY STREET GROUP INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,061
- Property tax
- $387
- Heat allowance
- $150
- Housing costs
- $5,598 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$172,000
gross annual household income
- Payment at 4%
- $4,161 / mo
- Cash down
- $197,760
Assumes no other monthly debts · 25-yr amortization
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