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New7 days ago

128 Garden Avenue

South Richvale, Richmond Hill

$3,980,000

Detached|2-Storey
5 | 6 | 9
About this home

Spectacular Custom-Built Estate in Prestigious South Richvale! Offering over 10,000 sq. ft. of exceptional living space, this magnificent residence showcases outstanding craftsmanship, elegant finishes & thoughtful design throughout. The open-concept main floor features soaring 11-ft ceilings, abundant natural light & seamless living, dining and entertaining spaces. The second floor offers 9-ft ceilings & 4 spacious bedrooms. A fully finished lower level features 3 additional bedrooms, a full kitchen & separate service staircase, ideal for extended family or guests. Above the garage, a private self-contained suite with full bath is perfect for a nanny, in-laws or guests. Exceptional finishes include solid wood doors, marble flooring in the kitchen & bathrooms, an exquisite jade-accented kitchen island & genuine crystal chandeliers. Designed for sophisticated multi-generational living with a private elevator for added comfort and convenience. Beautiful exterior landscaping features natural stone interlocking in the front & premium solid-brick paving in the backyard. $$$$ spent on quality upgrades throughout. A truly exceptional residence in one of South Richvale's most coveted neighbourhoods! All Electric Light Fixtures, All Window Coverings, Stainless Steel Gas Cooktop, Built-In Oven, Microwave, Dishwasher; Fridge, Washer, Dryers, CAC, Furnace, Hot water tank owned.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age6-15
Size5000 + sq. ft.
Property Tax$23,776
Lot Size72.76 ft x 147.82 ft
mls© NumberN13817030
Listed ByHOMELIFE NEW WORLD REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$20,371
Property tax
$1,981
Heat allowance
$150
Housing costs
$22,503 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $796,000
25-yr amortization

Income needed

$692,000

gross annual household income

Payment at 4%
$16,748 / mo
Cash down
$796,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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